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PCU Producer Guide


International travel can be an amazing experience. From learning about new cultures, expanding business, studying or volunteering abroad to simply taking a break from the “norm” – we’ll take the risk, while your clients take the plunge.

World Health Organization  Road Traffic Injuries

Why should your clients purchase travel insurance?

  • 1.24 million people are killed and 50 million are injured in auto accidents each year
  • 300,000+ people are injured per year in drowning and impact injuries
  • Earthquakes
  • Tsunamis
  • Terrorism/Violence
  • Everyday accidents
  • Influenza, Tuberculosis, Hepatitis A, Cholera
  • Malaria, Yellow Fever
  • Food poisoning (“Bali belly”)

Point Comfort Underwriters- Travel Injury

Does domestic health coverage travel with your client?

Medicare A and B:

  • NO coverage outside of the United States.

Non-US Healthcare Systems:

  • Limited coverage, if any, outside geographic boundaries.

Private Individual or Group Coverage:

  • Limited coverage, if any, outside geographic boundaries.
  • No direct provider pay options.
  • Typically no coverage for Emergency Medical Evacuation, which can cost as much as $1,000,000.
  • No coverage for lost luggage, trip interruption, political or weather-related evacuation, or other travel hazards.
  • No travel assistance services.

What coverage is available through PCU?


Organizations and employers with international employees and members across different countries, healthcare systems and cultures.


Individuals or groups traveling outside of their home country who need medical coverage on a temporary basis.


Individuals or groups traveling outside of their home country on an annual basis; one purchase to cover all trips within a year.

Property & Pet Travel Insurance

Individuals and groups can opt to include coverage for personal property such as sports equipment, camera equipment and personal electronics as well as coverage for their jet-set pet.

Prospect Local; Grow Global

Working to sell travel insurance does not mean you have to be international.

In fact, you don’t have to change your plans in any way. Becoming active in the world of international travel insurance just means you will need to devote time to look for opportunities around you. Your location on this globe sometimes matters in this business, but it’s more important that you prospect locally to expand globally. The PCU Account Development team will help you define and identify markets that are available to you and discover the best ways to focus on those markets.

Point Comfort Underwriters- We Love our Producers


How can the PCU Account Development team help you?

  • Conduct a seminar for your top employees and sub-producers
  • Help you design target-focused advertisements
  • Valuable tips on social media marketing for travel insurance
  • Identify and develop target markets
  • Negotiate competitive sub-producer contracts